There are few things in life as stressful as the death of a loved one. If you’ve ever had to organize a family member’s funeral, then you also know how overwhelming your grief can be when you have to make decisions about your loved one’s funeral. The anxiety of making the right choice and finding the means to pay for it all can be traumatic. That’s why you don’t want to leave these burdens for your family when your own time comes. Investing in a final needs plan is a way of ensuring that when you die, everything is taken care of – yourfuneral is planned and paid for and no one needs to worry about anything more than their attendance. It’s also a way of making sure that your wishes are recognized and respected. If it is all down on paper, then everyone knows what you wanted.


Of course, no one wants to think about dying. It’s curious that despite death being one of the very few certain things in life (besides taxes),many of us don’t like to talk about it. This hasn’t always been true; many societies accept death and plan for it in different ways. The Inuit, for example, would take their elderly out to sea at times of famine and leave them adrift on an ice floe. They believed that once someone was no longer useful, they could move on to the afterlife. Today, the chances of you being put to drift on an ice floe are very low; but leaving behind debts for your family isn’t. Without a final needs plan, it’s inevitable.

This denial forces our loved ones into making ill-informed decisions about your funeral. When people are frightened, emotional, and grieving, they are often incapable of making smart decisions. They can feel frozen by the choices in front of them. They may also struggle to find the solution that they think you’d want. That is why it is so important to have a plan in place before anything happens. This can free up the family from making difficult decisions and allow them to process their loss freely.

Help comes in the form of The Elephas Group. They have customizable final needs plan for any financial situation, regardless of your age or medical history. They provide expert advice and guidance throughout your pre-planning process, ensuring that you set out instructions for the exact funeral you want to commemorate your life. They also ensure that you choose an affordable plan that will cover all of the expenses involved in these wishes, including not just the cost of your service, but your monument, travel insurance should you die abroad, and final needs documents.

Certainly this is a touchy subject, as for some the thought of death can cause enormous anxiety. But for many others, knowing that you’re leaving behind planning and financial responsibilities can be even worse. Think about preventing much of this anxiety by pre-planning your funeral. There is a sense of relief that comes from making these decisions for yourself, many years before they are even needed. Afterwards, sit down and talk to your family about it. Remove the taboo, and let them know that you have already made all of the necessary arrangements. They will be thankful when the time comes.

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